Well, unfortunately, Fall is here. Winter is also close, but let’s prepare for the winter season. Amazon has a bunch of snow blowers on sale. The best thing about it is: NO Tax, and FREE shipping (if it’s through Amazon). Can’t beat that - otherwise you’ll have to pay a 5-8% tax, along with outrageous shipping fees. Or you can just pick it up yourself.
Time to get one for the rents 
In need of some storage on the go? For $2 (after a $5 rebate), you can get 2GB worth. A thumb drive at $1/GB is quite a steal. I remember paying $25 for 512MB back in the day. Talk about technology advancement!
Circuit City has the 2GB PNY Optima Pro Attache Flash Drive for $2 after $5 rebate. Pick up in-store to save shipping.How to begin the new week? With a great coupon for those who are going to Big Lots. With the given economic situations, we need to save. Big time. 20% Off until the 11th.
Big Lots offers 20% off your entire purchase with this Printable Coupon valid 10/6/2008 through 10/11/2008. [Store Locator].
I’ve been seeing quite a few B&M stores pump out coupons lately. Why? It’s nearly the end of the fiscal year and B&M stores are struggling for finances. The economy is taking a strong hit right now, and what better way can you entice consumers to go to your store with high gas prices? Coupons!
Walgreens has a $5 off $20 coupon. It’s printable, so bring it to the store and pick up some home goods for your family. Print a few copies - after all, it’s a win-win situation. The store makes their money, and you get some goodies cheap!
Walgreens is having a $5 off $20 Coupon for 10/3-4. Friday & Saturday Only. Save money. Share with your friends.
For the first 10,000 people, you can get your FICO score for free. I just checked and looked at the rates that I would get if I needed a loan right now. It’s great to check and to know what you’re in the market for, especially with the given economic situation.
Equifax is offering a free FICO score to first 10,000 people to check it.A FICO score is a credit score developed by Fair Isaac & Co. Credit scoring is a method of determining the likelihood that credit users will pay their bills. Fair, Isaac began its pioneering work with credit scoring in the late 1950s and, since then, scoring has become widely accepted by lenders as a reliable means of credit evaluation. A credit score attempts to condense a borrowers credit history into a single number. Fair, Isaac & Co. and the credit bureaus do not reveal how these scores are computed. The Federal Trade Commission has ruled this to be acceptable.
Credit scores are calculated by using scoring models and mathematical tables that assign points for different pieces of information which best predict future credit performance. Developing these models involves studying how thousands, even millions, of people have used credit. Score-model developers find predictive factors in the data that have proven to indicate future credit performance. Models can be developed from different sources of data. Credit-bureau models are developed from information in consumer credit-bureau reports.
Credit scores analyze a borrower’s credit history considering numerous factors such as:
- Late payments
- The amount of time credit has been established
- The amount of credit used versus the amount of credit available
- Length of time at present residence
- Negative credit information such as bankruptcies, charge-offs, collections, etc.
There are really three FICO scores computed by data provided by each of the three bureaus––Experian, Trans Union and Equifax. Some lenders use one of these three scores, while other lenders may use the middle score.
Frequently Asked Questions (FAQs)
How can I increase my score? While it is difficult to increase your score over the short run, here are some tips to increase your score over a period of time.
- Pay your bills on time. Late payments and collections can have a serious impact on your score.
- Do not apply for credit frequently. Having a large number of inquiries on your credit report can worsen your score.
- Reduce your credit-card balances. If you are “maxed” out on your credit cards, this will affect your credit score negatively.
- If you have limited credit, obtain additional credit. Not having sufficient credit can negatively impact your score.
What if there is an error on my credit report? If you see an error on your report, report it to the credit bureau. The three major bureaus in the U.S., Equifax (1-800-685-1111), Trans Union (1-800-916-8800) and Experian (1-888-397-3742) all have procedures for correcting information promptly. Alternatively, your mortgage company may help you correct this problem as well.
(Thanks to mtg-net.com)
Looks like Amazon is kicking off their Halloween costume sales early. With Amazon, it’s also a sweet deal to get FREE shipping on $25+ purchases and also no tax for most states. Combine it with the $10 off $50 from select merchants - pretty nice. Better than having to go through crowds before Halloween and fight for costumes. This is why I love shopping with Amazon!
At Amazon.com, take $10 off select Halloween costume purchases of $50 or more from select merchants. Just choose a merchant, spend $50 or more, and the discount will appear in-cart. (You cannot mix-and-match items between vendors.
Don’t wait until October 30. Save now.
Here are some of the weekly specials available this week at OfficeMax. The products are typically dropped to the correct prices by 11 PT. Free shipping on $50 orders.
- Mid-Back Manager Chair = $100
- HP Deskjet 6940 Color Printer = $50
- Executive Mid Back Fabric Chair = $42
- Sony DSC-S750 Cyber-Shot 7.2 MP Camera = $120
- Lexmark X6575 Wireless Inkjet AIO Printer = $120
- Fellowes P-58Cs Powershred Cross-Cut Shredder = $50
- Air Mesh Fabric Executive Chair, 2-Tone Design = $100
- HP Photosmart C5580 Inkjet All-in-One Printer = $105
- HP Officejet J4580 All-In-One Color Printer = $50
- Lexmark X4875 Wireless Inkjet AIO Printer = $100
- Lexmark X5075 Inkjet All-In-One Printer = $60
- Acer Blue 3 Notebook PC = $600
- Mid-Back Fabric Chair = $80
Welcome to CircuitCity’s weekly specials, good through 10/4. They currently offer free shipping on $24, with in-store pickup option if you want to take matters into your own hands.
Welcome to Staples’ weekly specials through 10/4. These specials are available both online and in-store. Also check out their weekly online specials and Clearance Center. Free shipping $50 orders.
- Panasonic KX-TG6311 DECT 6.0 Cordless Phone $40 - $5 rebate = $35
- GE 28223EE2 DECT 6.0 Cordless Phone 2 Pack $70 - $15 rebate = $55
Never liked the museum? Thought it was a waste of money? Now you have no excuse to go and learn new things. Free Museum passes are quite nice - take advantage of this, as it expires today.
Smithsonian Magazine offers a Free Museum Admission Card for you and one guest which may be printed and used today, Sept. 27, 2008. Check the “Find A Venue” Link to find out which museums are included.Useful coupon for back to school supplies from Walgreens. If you’re going to pick up some toiletries and school supplies, you might as well throw on this $5 off $20 coupon. It expires on the 27th, so get moving!
Walgreen’s offers $5 off $20 or more with this Printable Coupon valid Sept 26 and 27. Some exclusions apply, see coupon for details. [Store Locator].Need shoes or sneakers? You’re in luck. Footlocker and other associated companies are allowing you to save 30% off. You can purchase online or in-store. Great for back to school or if you exercise often. Can’t hurt to have an extra pair of sneakers.
FootLocker family of stores is having a 30% off Friends & Family sale. Coupons expire September 28.
Amazon has 
